CONTROL THE PROCESS

Tactical investment management adjusts portfolios to meet changing market conditions, allowing the investor to remain in control. When applying standard asset allocation, the investor often hopes that the market will conform to his plan, leaving the market in control. It’s not what the investor wants; it’s what the market does.

PROTECT AND RESPECT CAPITAL

While some fluctuation in value cannot be avoided, guarding against large long-term loss is possible. Growth is important, but it’s also crucial to protect against large long-term loss. A 25% loss requires a 33% gain just to break even.

Tactical investment management respects your capital. It considers moving to cash or a cash equivalent during major bear markets and always strives to protect against large long-term loss.

RECOGNIZE THE MAJOR MARKET TRENDS

It is important to be aware of the market trends that are in favor in the market. The goal of tactical investment management is to analyze the underlying patterns and identify the trends behind the current market condition.

MOVE ASSETS UPON VERIFICATION, NOT PREDICTION

Tactical management makes changes in portfolio allocations only when major market trends dictate, not on hunches or predictions. The technical speculation of typical market timing approaches are not the most conducive to the two goals of tactical management stated previously, to: 1) grow portfolios, and 2) not lose money

​​DO YOU HAVE A RETIREMENT INCOME STRATEGY?

You’ve probably been planning for retirement in some way, shape, or form for many years. Maybe you participate in your company’s 401(k) plan or set aside money in a traditional or Roth IRA. Maybe your employer offers a pension plan. All of those are important retirement income planning actions. As you get closer to retirement, it’s important to plan for your retirement income in specific detail.

• How much money will I have coming in the door every month?
• Will I have enough income to cover my expenses in retirement?
• Is my retirement income guaranteed or could it fluctuate?

Download our Free, No Obligation Guide “10 Steps to a Successful Retirement”, to help begin asking some very important questions regarding your retirement income.